Softonic review

Digital banking app for Nigerians

GROOMING MOBILE BANKING is a free app that lets Nigerians access their Grooming Microfinance Bank accounts and perform all sorts of transactions. With digital payments at the forefront, users can enjoy speedy, trouble-free transactions at any time of the day. Transaction PINs, meanwhile, add a layer of security—giving clients the peace of mind they deserve.

The above-mentioned security feature can be reset or changed at the discretion of the user. Although GROOMING MOBILE BANKING gets the job done, it needs an autopay feature to ensure hands-free payment. Unfortunately, this app is not for overseas users. 

Fulfill your banking needs

Grooming Microfinance Bank is a financial institution based in the Oyo state of Nigeria. By installing GROOMING MOBILE BANKING, Nigerian clients can pay their bills with a tap of a button for hassle-free digital transactions. It is also used to pay for airline or hotel bookings, and for travelers, this is good news. In addition, the app offers a variety of fund transfer options. 

These include “Transfer to Beneficiary,“Transfer to Self,” “Transfer within My Bank,” and “Transfer to Other Banks.” The last option is especially helpful if you have multiple accounts at different banks for a particular situation or purpose, such as saving money for travel or building up your emergency fund. With the app’s “View Transactions” feature, you’ll be able to see all the transactions you’ve made in a certain date range.

The use of transaction PINs in the app is a major plus, too—providing maximum security when doing business with recipients and safeguarding your account from fraudulent transactions. For new users, you can register using your account number or create a fresh account. With the latter, you’ll need to type in your BVN (bank verification number) and wait for the OTP to be sent to your device.

Banking on the go

Thanks to GROOMING MOBILE BANKING, Nigerians can pay their bills and transfer money in no time flat. It’s built with account safety in mind, too, thanks to the integration of transaction PINs in its security architecture. Besides that, users can register using their account number or sign up for a new one. However, while it fulfills the banking needs of clients, it doesn’t have an autopay feature for hands-free transactions.

  • Pros

    • Transaction PINs for extra security
    • Multiple fund transfer options
    • Easy account registration
  • Cons

    • Not for overseas users
    • Does not have autopay
 0/1

App specs

Program available in other languages



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Laws concerning the use of this software vary from country to country. We do not encourage or condone the use of this program if it is in violation of these laws.
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Your review for GROOMING MOBILE BANKING
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In Softonic we scan all the files hosted on our platform to assess and avoid any potential harm for your device. Our team performs checks each time a new file is uploaded and periodically reviews files to confirm or update their status. This comprehensive process allows us to set a status for any downloadable file as follows:

Clean

It’s extremely likely that this software program is clean.

What does this mean?

We have scanned the file and URLs associated with this software program in more than 50 of the world's leading antivirus services; no possible threat has been detected.

Warning

This software program is potentially malicious or may contain unwanted bundled software.

Why is the software program still available?

Based on our scan system, we have determined that these flags are possibly false positives.

What is a false positive?

It means a benign program is wrongfully flagged as malicious due to an overly broad detection signature or algorithm used in an antivirus program.

We’d like to highlight that from time to time, we may miss a potentially malicious software program. To continue promising you a malware-free catalog of programs and apps, our team has integrated a Report Software feature in every catalog page that loops your feedback back to us.

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